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Mortgage and Protection Advisors in Nottingham

Financial peace of mind

****

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First Time buyer Mortgages

Remortgages

buy to let mortgages

Home Buyers

Insurance & protection

Limited Company Mortgages

PROPERTY INVESTMENTS

specialist mortgages

Giving you

Complete financial peace of mind

Specialist mortgage and protection advisers in
Nottingham, from Castlegate Financial Services

We have been helping clients achieve their financial goals for over 35 years.

Supporting our clients throughout life’s biggest moments, Castlegate Financial Services is more than just a mortgage broker. Our personalised, friendly and complete end-to-end financial service means we’ve been able to help thousands of clients in and around Nottinghamshire make their financial goals a reality.

From buying your very first home to finding the right insurance and helping clients understand and build successful property portfolios – we are here for you, every step of the way.

Speak To Our Advisors

Borrowing Calculator

You can borrow up to

£337,500 Apply now
*This borrowing calculator is intended as a rough guide only, and is based on a simple income multiple. However, lenders will assess your application based on your individual affordability, so it is always best to speak to one of our advisors to get a better understanding of what you could borrow.

We work for you

As specialist mortgage brokers and protection brokers, we are able to compare the market to find the best financial solution for you.

Sian Mitchell

Sian Mitchell

Managing Director

We work for you, not for a bank or building society, so are not restricted by the mortgage or insurance products we can offer.

We start by getting to know you first, understanding your current position and what you’re trying to achieve. Our extensive knowledge and experience of every lender’s products and qualifying criteria, saves you time and hassle, as we compare the market to find you the best suited lender, handling with the entire application process of your behalf.

We deal with the mortgage lender, estate agents, solicitors and any life insurance providers so that the whole process is as stress free as possible.

We listen to what you want, then work to make it happen for you. Because we work for you.

Book a Free Consultation call

Client reviews

OR

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Olivia Riley

Nottingham
Brilliant service. Friendly helpful staff.
Thank you to all the ladies who made our move as pain-free as possible – even though there were times of pulling hair out!!
You chased our solicitors and sellers and got us our first home together.

MD

****

Martin Dunne

Nottingham
Massive thank you to Lauren for sorting my remortgage and Raechel for the admin and getting it over the line, was given the best advice and appreciated my position, always kept me informed and did absolutely everything for me, brilliant service would highly recommend

MP

****

Michaela Pearce

Nottingham
Thank you to kelly, Sian, Rachel and the rest of the team for the fantastic service and sorting our remortgage on time, wouldn’t hesitate to recommend your services.

SS

****

Suzy Skill

Nottingham
I came to Sian at Castlegate to help me with the Re-mortgaging of my flat and I couldn’t recommend her and the team more. The whole process was seamless and they were always at hand when I needed anything explaining or if I had any questions. Rachael kept me up to date with the entire process so it felt like a weight was lifted off my shoulders. These are the people to go to for anyone looking for a mortgage or re-mortgaging – they’re an absolute delight to work with.

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See all reviews

Castle Placeholder

More than just a

mortgage broker

Not your typical Nottingham Mortgage Broker, our financial services and advice extends far beyond just mortgages and insurance.

35+ years in the industry means we’ve established a trusted network of Property, Legal, Tax and Accounting professionals in and around Nottinghamshire, who we can work closely with to make your financial goals a reality.

We will liaise with estate agents, property developers, accountants, tax experts, solicitors and more, to ensure that you get an efficient, effective and complete service from our experienced team.

INSURANCE & PROTECTION
Life Insurance
Business Insurance
Critical Illness
Income Protection
MORTGAGES
First Time Buyer
Buy To Let
Remortgage
Home Buyer
INVESTMENTS & PLANNING
Advice
Property Sourcing
Property Investments
Portfolio Strategy
INSURANCE & PROTECTION
Life Insurance
Business Insurance
Critical Illness
Income Protection
MORTGAGES
First Time Buyer
Buy To Let
Remortgage
Home Buyer
INVESTMENTS & PLANNING
Advice
Property Sourcing
Property Investments
Portfolio Strategy

Frequently

asked questions

What is a mortgage broker?

A mortgage broker is a mortgage expert that can arrange a mortgage between you (the borrower) and a mortgage lender. Castlegate Financial Services is a team of experienced mortgage brokers who can work with you to assess the market to find the best-suited mortgage products for your personal financial situation, handling the entire application process on your behalf.

Why should I use a mortgage broker?

Experienced mortgage brokers work with mortgage lenders day in and day out. This means using an expert mortgage broker like ourselves really can be invaluable in helping you find the best mortgage product without the stress and wasted time going back and forth with lenders. Handling everything from searching for a mortgage deal to applying and communicating with the lender on your behalf. Our brokers will also know which lenders are likely to accept your application, helping you to steer clear of applications that may not be accepted (which can have a negative impact on your future applications) and advise on how to improve your application.

How much could I borrow?

To get a rough idea of how much you might be able to borrow, you can use our borrowing calculator. We calculate this based on a simple income multiple, but, in reality, it’s much more complex, and is always best to speak to one of our brokers. After getting to know you, we will be able to give you an accurate idea of your borrowing potential, based on your own circumstances. Mortgage lenders calculate how much they’ll lend based on both your income and your outgoings among other factors, so the calculator provides useful guidance but should be seen as a rule-of-thumb result only.

Can I get a mortgage?

Each mortgage lender has their own set of lending criteria that decides whether or not your application will be accepted. Many factors are taken into consideration including, how much you want to borrow, what type of property you’re looking to buy, your credit rating, and your affordability. If you want to know whether you can get a mortgage or what you need to do to get on the property ladder, it is always best to speak to our brokers early on. That way we can advise you on what options may be available or what you can do to improve your position for your application.

How long does a mortgage application take?

There are a few things that can affect how long a mortgage application takes, like which lender you’re applying with, what information they’ve asked you for, and how complex your situation is. But generally speaking, once you’ve submitted an application, it can take between 4-6 weeks for the lender to approve. This can take longer if you’re going it alone. Having an experienced mortgage broker by your side can help ensure your application and paperwork is all in hand, to prevent any unnecessary delays.

Can I get a mortgage with bad credit?

Yes, there are specific lenders not available on the high street, that are designed to help first time buyers with bad credit. If you are worried that bad credit might affect your ability to get on the property ladder, then speak to one of our advisors who will be able to help you understand how to improve your credit score and source specific lenders that can help you get on the property ladder.

There's no such thing as a

silly question

 If you still have questions about mortgages, insurance or property investments then we’re here to help you get the answers you need.

Speak to our advisors

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Castlegate Financial Services Limited is authorised and regulated by the Financial Conduct Authority.
Our firm reference number is 621597. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register
Registered in England & Wales No. 08908481. Registered address: White House, Wollaton Street, Nottingham, United Kingdom, NG1 5GF

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