Insurance & Protection Advice in Nottingham
Finance protection for you and your family
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Protecting the things
that matter most
Life is unpredictable. And it’s important to protect the things that are most important to you.
Whether that’s your family, your home, your business or your lifestyle – what matters to you, matters to us. Choosing the right type of insurance to protect what’s important to you is a vital part of securing your financial future but it can be overwhelming knowing what type of cover and level of protection you need.
That’s why we’re here to help you.
Finding the right
Financial Protection For You
What type of insurance cover you need depends on your personal circumstances; your age, health, marital status, financial position, stage of life – are just some of the factors that play an important part in figuring out how you can mediate risk and protect what’s important.
Not just your average mortgage broker, we have a wealth of insurance and protection expertise that means we can offer you personalised protection advice that matches risk with the right level of protection – so you have peace of mind that should life take an unexpected turn, you’re covered.
Property Insurance
Property insurance is a plan that is designed to insure and protect your property and/or contents. Legally required when you have a mortgage - there are many different property insurance policies available for all different types of property owners.
You can just protect the property with Buildings Only cover (a requirement of every mortgage lender), buildings and contents, landlords building insurance and/or contents, portfolio landlords cover and many more.
We’ve helped generations of families, landlords and property owners find peace of mind when insuring their property. Working with property insurance providers across the market everyday, we can help tailor the right package for your needs and circumstances – managing the entire application process through to approval so that your property is protected.
Property Insurance
Advice From Our Experts
Arrange a call back with a member of our independent advisors for a personalised protection plan.
LIFE Insurance
Life insurance ensures your family is financially protected if the worst was to happen. Generally taken out to protect a mortgage or a family, anyone over the age of 18 is eligible for life insurance cover and can have more than one policy if they wish.
There are many different types of cover available, from paying out a lump sum to repay a mortgage or debts, to providing additional financial support should you no longer be around. However, with so many different plans and policy benefits on offer it is important to get personalised expert advice that helps you identify the correct protection for you and your family.
After working with you to understand your goals and assessing your circumstances, we will source the most appropriate protection plans available, providing you with a quote and then applying directly to the provider on your behalf, should you wish to go ahead.
Life Insurance
Advice From Our Experts
Arrange a call back with a member of our independent advisors for a personalised protection plan.
Critical Illness Cover
Critical illness cover is an insurance plan that pays out a lump sum to protect you if you are diagnosed with a critical illness. Generally taken out when you have a mortgage, Critical Illness Cover can also be taken out to help you protect you and your family, even if you do not have a mortgage so that you can be financially supported during a time when you need it most.
No one wants to imagine getting that phone call from the Doctor, but with many critical illness policies now covering up to 150 different critical illnesses – having a policy in place will give you and your family much-needed financial support so you can focus on getting better.
Often complex plans, we always advise speaking to a professional advisor to ensure your cover protects you exactly how you need it to. Our advisors will work with you to assess your circumstances and help identify the best policy for you across the whole market. Handling the entire process for you, we will apply directly to providers on your behalf and answer any medical questions for you. Then as soon as the application is agreed, you can be confident that should that day come, you are supported.
Property Insurance
Advice From Our Experts
Arrange a call back with a member of our independent advisors for a personalised protection plan.
Business Insurance
Business insurance is protection for your business, its directors, shareholders and key workers should a key person in that business become seriously ill or die. Protecting key individuals that have a significant role to play in your business, safeguards your company from being negatively impacted by the loss of that key member. However, choose the wrong type or level of cover and you could be leaving your business exposed.
Quite a complex form of insurance, each business is different and advice from an experienced advisor is vital to ensuring your plan protects the business and the important stakeholders that keep it moving.
Whether you’re a Director that needs insurance to cover yourself and your family if the unfortunate was to happen to you. Or you’re a business partner or shareholder, looking to protect yourself in the event of a key worker becoming ill or dying – we will help you find the right level of cover, at the best market rate, so you can sleep easy.
Business Insurance
Advice From Our Experts
Arrange a call back with a member of our independent advisors for a personalised protection plan.
Income Protection
With more than one in six working families eligible for little or no help from the state if their income was to drop by a third or the main earner became unable to work (source: ABI), it’s easy to see why many consider income protection an important element to their financial security. Income protection insurance provides you with a monthly benefit should you not be able to work due to long-term sickness or ill health.
Designed to give you the financial security when you’re unable to work, income protection insurance replaces your monthly income so you can continue to pay important mortgage or bill payments which you may have not otherwise been able to afford.
Anyone over the age of 18 can apply for cover and can have more than one policy. However, understanding each type of policy’s level of cover, clauses and benefits can be tricky if you don’t work with them day in, day out – that’s why having an expert advisor by your side is always recommended.
Income Protection
Advice From Our Experts
Arrange a call back with a member of our independent advisors for a personalised protection plan.
Personalised protection advice,
you can trust
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Buying, selling and moving home can be stressful enough, without the added frustration of delays with your mortgage application!
There are a few factors that can affect how long your mortgage application takes – like which lender you’re applying with or how complex your situation is. However, one delay that you can avoid, is missing or incorrect mortgage application documents requested by the lender.
SM
Sian Mitchell
Overall property has always represented a good long-term investment opportunity, and is still one of the four most common types of investments, alongside cash, bonds and shares. Resilient and a largely stable investment market, historical evidence shows that property has the power to weather huge events such as the global financial crisis and the SARS outbreak, coming out of the other side stronger.
