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INCOME PROTECTION
Industry-leading Income Protection
Could you survive on Statutory Sick Pay? Even if your job or business provides more than just the basic rate of sick pay, it's often not enough to cover all of your monthly outgoings, let alone the luxuries in life. Whether you're fully employed, self-employed or a company director with your own business, Income Protection protects you and your standard of living if you become ill and can't work.
Castlegate Financial Services is proud to be an exclusive associate of Vitality, one of the UK's leading specialists in financial protection for individuals and businesses.
The Right Cover, When You Need It
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You can never prepare yourself for an illness or injury which stops you from working. But you can put the right cover in place should you ever need it.
If you get sick or injured and need to take time off work, income protection pays you part of your monthly income, helping you protect your finances while you recover.
There's no long-winded paperwork for you to fill in either. In most cases, after one short phone call, our advisors can submit your application and give you a quote within minutes.
Income Protection is available whether you're employed or self-employed, full or part-time and all payouts are tax free.
What Does Income Protection Include?
Vitality Insurance Income Protection doesn't just provide you with a tax-free monthly income whilst you're unable to work. It also gives you access to Vitality's vast health network to support your recovery and return back to work.
You'll also get access to Vitality's amazing wellbeing programme where there are tons of incentives to help you stay healthy.
You can benefit from:
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Physiotherapy
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Cancer Support
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Discounted Gym Memberships
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Discounted Spa Breaks
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Great Deals on Sports Equipment
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Other great bonuses for living a healthier life!
How Does Income Protection Work?
Setting up an income protection plan is easy. Based on your current income, you choose how much you need to cover your monthly outgoings and we can do all the rest.
You'll pay a premium each month for your cover. In the event you need to make a claim you can do this directly with Vitality.
If your claim is approved, most income protection policies are subject to a deferred or waiting period between when you make a claim and when your payments will start. Your payments will then go directly into your bank.
Get an Income Protection Quote
Income Protection Insurance isn't complicated but you need to make sure you get the right level of cover. Request a call back from one of our protection experts - it's a quick and painless process, we promise!